Pre-Vetted, Ready-to-Buy Final Expense & Life Insurance Transfers. They're Ready to Sign.

Standard live transfers are interest-qualified only — the prospect said "yes, I'm interested" and got transferred. Pre-qualified transfers add partial underwriting (health questions, medications, tier determination) and deeper intent confirmation before the handoff, so objections are resolved before you pick up the phone.

100% live-connected. Every delivery is a warm phone handoff — our screener introduces you to the prospect, then drops off the line. We do not deliver web forms, SMS leads, or callback-only leads under this program.

100% exclusive to one agent. Every pre-qualified transfer goes to a single agent and is never resold, recycled, or routed simultaneously to competing agents.

Yes. Every screening and transfer call is recorded end-to-end. Recordings are available on request for QA, dispute resolution, and compliance review. We share redacted sample recordings during onboarding so you can hear screening quality before your first transfer.

If the warm transfer does not connect within the 30-second buffer window, or the transfer does not match the agreed criteria (wrong state, wrong tier, outside your licensed lines), the transfer is not billed and is replaced with the next qualified lead in queue.

We match leads against the carriers you are appointed with. Our working roster includes AIG, Americo, Mutual of Omaha, Gerber Life, Transamerica, Prosperity Life, Aetna (Accendo), CVS Health, Royal Neighbors, Liberty Bankers, SBLI, Foresters, Trinity Life, Baltimore Life, Great Western, Sentinel Security Life, and Aflac. Not listed? Tell us — we add by request.

All 50 states, subject to DNC registry rules and state-specific regulations. You tell us your licensed states in the reservation form and we route accordingly.

Per-transfer, post-connect. $250 per Guaranteed Issue transfer, $300 per Level/Graded transfer. No monthly contracts, no setup fees, pause any time.

Over 50 pre-qualified transfers delivered per day across the active agent roster. Individual slot allocation is set at onboarding based on your capacity and licensing. Monthly slots are intentionally capped to protect exclusivity and quality.

No long-term contract. A minimum per-week volume is agreed at onboarding so we can protect slot allocation for committed agents — typical minimums start at 5 transfers per week.

Typical onboarding is 1–2 business days after slot confirmation — enough time to verify your DID (transfer number), confirm licensed states, and verify carrier appointments.

Yes. Ask during the reservation call and we will share anonymized sample recordings so you can hear the screening depth, underwriting conversation, and transfer quality before you purchase your first transfer.